- Fixed an issue where a retirement account balance could dip negative when an RMD and a Special Withdrawal larger than the available balance occur in the same year. This could only affect a single year and did not carry forward to future years.
- Roth conversion optimization will not occur for a role when the plan has sufficient future Special Withdrawals to deplete or exceed the available assets. A better approach may be to limit future Special Withdrawals until after any Roth conversion plans are in place.
