MaxiFi Planner is the world's most powerful, accurate and comprehensive personal financial planning software.
For Households
MaxiFi Planner takes the guesswork out of financial planning, allowing you to build a lifetime financial road map using all your financial data.
It shows you lifetime and annual projections of your income and spending so you can see how you can make your money last and maintain a stable living standard through retirement. Learn more about how MaxiFi Planner works
MaxiFi Planner provides a Base Plan and a Maximized Plan so you can see how to use various strategies to safely increase your fixed and discretionary spending. It can find the best Social Security filing strategy to secure the highest benefits, present a tax-efficient retirement account withdrawal strategy and also show you the value of annuitizing assets.
It also helps households at any stage answer life-changing financial decisions: Should I take that new job? Can I afford a house? Should we move to another state?
Introducing MaxiFi Planner Premium
Manage your living standard risk with our powerful tools
MaxiFi's Living Standard Monte Carlo® simulations show how different investment strategies and spending behaviors impact your bottom line – your living standard.
MaxiFi has two ways to run Living Standard Monte Carlo to help you balance living standard risk and return:
Upside Investing is very simple. You tell MaxiFi about your current and future stock investments and when you'll exit the market. It then builds a base living standard floor assuming all other investments are safe and that your stocks lose all value. As you exit the market, MaxiFi raises your living standard floor based on the simulated amount of stocks that have been converted to safe assets.
Full Risk Investing assumes you spend each year out of all your assets — safe and risky. You tell MaxiFi how you will invest through time and how aggressively you'll spend. This lets you spend more in early years based on the presumption your risky assets will pay off.
Learn More: How Living Standard Monte Carlo® Works
Learn More: MaxiFi Planner's features
MaxiFi Planner is an essential tool. It’s easy to use and we have excellent customer support.
Take control of your financial future starting today!
Features
| Standard | Premium | PRO | |
|---|---|---|---|
| Comprehensive Lifetime Financial Plan | Yes | Yes | Yes |
| Annual Spending Suggestions | Yes | Yes | Yes |
| Annual Savings Suggestions | Yes | Yes | Yes |
| Life Insurance Coverage Suggestions | Yes | Yes | Yes |
| Covers All Social Security Benefits | Yes | Yes | Yes |
| Incorporates All Social Security Rules and Provisions | Yes | Yes | Yes |
| Up to Date with Tax Cuts and Jobs Act of 2017 Changes | Yes | Yes | Yes |
| Up to Date with SECURE Act of 2020 | Yes | Yes | Yes |
| Handles Roth and Non-Roth Accounts + Roth Conversions | Yes | Yes | Yes |
| Handles Inherited IRAs | Yes | Yes | Yes |
| Handles Non-Retirement Assets | Yes | Yes | Yes |
| Incorporates Federal, State, and FICA Taxes | Yes | Yes | Yes |
| Considers Medicare Part B | Yes | Yes | Yes |
| Handles Pensions | Yes | Yes | Yes |
| Handles 529 Education Savings Plans | Yes | Yes | Yes |
| Handles Vacation Homes and Real Estate | Yes | Yes | Yes | Maximized Social Security Strategy | Yes | Yes | Yes |
| Maximized Retirement Account Withdrawal Strategy | Yes | Yes | Yes |
| Optimizes Retirement Account Withdrawal Start Dates | Yes | Yes | Yes |
| Create Annual Budget and Track Spending | Yes | Yes | Yes | Unlimited Reports | Yes | Yes | Yes |
| PDF and Excel Export | Yes | Yes | Yes |
| Responsive Customer Support | Yes | Yes | Yes |
| Knowledge Base with hundreds of articles and video tutorials | Yes | Yes | Yes |
| Frequent "Office Hours": Ask the experts your questions | Yes | Yes | Yes |
| Contingency Planning and Survivor Reports | Yes | Yes | |
| Living Standard Monte Carlo® Tools | Yes | Yes | |
| Define Custom Assets and Investment Strategies | Yes | Yes | |
| Handles Multiple Clients | Yes | ||
| Customized Report Cover Page | Yes |
Getting Started is Easy
- It’s all online—No software to download or install
- Runs on computers, tablets, and smart phones
- Minimal, user-friendly data entry
- Helpful, responsive customer support
- Safe and secure
