MaxiFi Planner is the world's most powerful, accurate and comprehensive personal financial planning software.
For Households
MaxiFi Planner takes the guesswork out of financial planning, allowing you to build a lifetime financial road map using all your financial data.
It shows you lifetime and annual projections of your income and spending so you can see how you can make your money last and maintain a stable living standard through retirement. Learn more about how MaxiFi Planner works
MaxiFi Planner provides a Base Plan and a Maximized Plan so you can see how to use various strategies to safely increase your fixed and discretionary spending. It can find the best Social Security filing strategy to secure the highest benefits, present a tax-efficient retirement account withdrawal strategy and also show you the value of annuitizing assets.
It also helps households at any stage answer life-changing financial decisions: Should I take that new job? Can I afford a house? Should we move to another state?
Introducing MaxiFi Planner Premium
Assess living standard risk with powerful Living Standard Monte Carlo™ analysis
MaxiFi Planner Premium's Monte Carlo analysis feature shows the impact of different investment strategies and spending behaviors on your bottom line – your living standard.
- Our Living Standard Monte Carlo™ analysis simulates hundreds of living standard trajectories you might experience given your investing strategies and spending behavior. Adjust your investment strategies and spending behavior to generate different sets of trajectories until you achieve the right balance of risk and reward.
- Use our pre-set common investment strategies, such as shifting from stock-heavy to bond-heavy as you age, to quickly assess risk and reward.
- Use our pre-set common assets with decades-long return histories to define alternative investment strategies. You can also define your own assets.
Learn more: MaxiFi Premium's Monte Carlo Analysis
Learn more: MaxiFi Planner's features
MaxiFi Planner is an essential tool. It’s easy to use and we have excellent customer support.
Take control of your financial future starting today!
Feature Comparison
| Standard | Premium | PRO | |
|---|---|---|---|
| Comprehensive Lifetime Financial Plan | Yes | Yes | Yes |
| Annual Spending Suggestions | Yes | Yes | Yes |
| Annual Savings Suggestions | Yes | Yes | Yes |
| Life Insurance Coverage Suggestions | Yes | Yes | Yes |
| Covers All Social Security Benefits | Yes | Yes | Yes |
| Incorporates All Social Security Rules and Provisions | Yes | Yes | Yes |
| Up to Date with Tax Cuts and Jobs Act of 2017 Changes | Yes | Yes | Yes |
| Up to Date with SECURE Act of 2020 | Yes | Yes | Yes |
| Handles Roth and Non-Roth Accounts + Roth Conversions | Yes | Yes | Yes |
| Handles Non-Retirement Assets | Yes | Yes | Yes |
| Incorporates Federal, State, and FICA Taxes | Yes | Yes | Yes |
| Considers Medicare Part B | Yes | Yes | Yes |
| Handles Pensions | Yes | Yes | Yes |
| Handles 529 Education Savings Plans | Yes | Yes | Yes |
| Handles Vacation Homes and Real Estate | Yes | Yes | Yes | Maximized Social Security Strategy | Yes | Yes | Yes |
| Maximized Retirement Account Withdrawal Strategy | Yes | Yes | Yes |
| Optimizes Retirement Account Withdrawal Start Dates | Yes | Yes | Yes |
| Annual Spending and Saving Progress Tracking | Yes | Yes | Yes | Unlimited Reports | Yes | Yes | Yes |
| PDF and Excel Export | Yes | Yes | Yes |
| Responsive Customer Support | Yes | Yes | Yes |
| Contingency Planning and Survivor Reports | Yes | Yes | |
| Monte Carlo Living Standard Risk Analysis | Yes | Yes | |
| Define Custom Assets and Investment Strategies | Yes | Yes | |
| Handles Multiple Clients | Yes | ||
| Customized Report Cover Page | Yes |
Getting Started is Easy
- It’s all online—No software to download or install
- Runs on Mac, Windows, Linux—all computers, tablets, and smart phones
- Minimal, user-friendly data entry
- Helpful, responsive customer support
- Safe and secure
