Living Standard Monte Carlo®
Manage Your Living Standard Risk
MaxiFi's Living Standard Monte Carlo® simulations show how different investment strategies and spending behaviors impact your bottom line – your living standard.
MaxiFi has two ways to run Living Standard Monte Carlo to help you balance living standard risk and return:
Upside Investing is very simple. You tell MaxiFi about your current and future stock investments and when you'll exit the market. It then builds a base living standard floor assuming all other investments are safe and that your stocks lose all value. As you exit the market, MaxiFi raises your living standard floor based on the simulated amount of stocks that have been converted to safe assets.
Full Risk Investing assumes you spend each year out of all your assets — safe and risky. You tell MaxiFi how you will invest through time and how aggressively you'll spend. This lets you spend more in early years based on the presumption your risky assets will pay off.
Learn More: How Living Standard Monte Carlo® Works