Our Case Studies show how MaxiFi can help families make smarter decisions.
Case Studies
MaxiFi's Roth Conversion Optimizer quickly finds a new retiree nearly $200k in lifetime tax savings
MaxiFi's economics approach to financial planning helps a couple understand how much they can afford to spend each year
Alex and Justin would love to own a more expensive home but they want to be sure it’s something they can truly afford before making an offer.
MaxiFi helps a couple assess the impact of a major economic downturn on their annual spending allowance
The couple realizes that there are tax breaks associated with contributing to a 401(k). But they don’t want to have less liquidity going forward.
Eve and Owen are finally starting to get serious about retirement planning. How much retirement saving is really needed?
Sandy and Erin both want to retire at 65 and send their daughter to college. Their big question – can they afford for Erin to change to a less remunerative, but more satisfying career? In particular, what will it mean for their sustainable living standard?
A couple nearing retirement finds that delaying Social Security gives them 22% more to spend every year starting today!
Jake and Missy always planned to retire at age 66. But they've saved well, their mortgage is paid off, and they are getting tired of working.
Jack and Sue are considering taking out a mortgage on their home and investing in bonds. They want to reap the alleged tax breaks from having a mortgage and they are also keen on investing the equity in their home — but doing so safely since the mortgage repayment is a for-sure obligation.
John and Vanessa recently retired and are taking another look at their finances. They realize, given prevailing low interest rates, that their lifetime of saving matters to their ongoing spending capacity.
Should Gina Get an Advanced Nursing Degree?
A couple has just retired and wants to determine if converting 401(k) assets to a Roth will raise their living standard.
A couple discovers important information about asset allocation, risk analysis, and a new concept, expected lifetime utility maximization.
A couple have a major decision, which will influence their investment risk. They need to decide how aggressively to spend through time.
Concern about sequence of return risk is a common worry among those who have explored risk analysis.
A young couple considers whether they can afford having the husband stay at home to care for their child.
A husband wants to know the impact of choosing self-employment
The Secure 2.0 Act allows retirees to delay withdraws from IRAs until later in life. MaxiFi can assess the impact of waiting.
Someone trying to explore FIRE—financial independence, phased retirement options, and downsizing—will have a lot to think about. But the most critical and obvious problems are often lost in the technical weeds of tax efficiency strategies as if once you discover the secrets of a Roth ladder things will begin to fall into place.
Uncle Sam provides several tax breaks for clergy, which makes their planning more complicated than for laypeople. This case study illustrates how to model the most common and important of these tax breaks: the parsonage housing allowance.
Paula and John love children and would love to have another. But Paula is worried it will compromise their comfortable financial situation.
MaxiFi calculates how much life insurance is needed to fully protect survivors' living standards. But a household's need for life insurance changes annually as there are fewer years of labor earnings that will be lost through death and fewer years of survivor spending that need to be sustained.
Plan for a Lifetime with MaxiFi Planner