Our Case Studies show how MaxiFi can help families make smarter decisions.

Case Studies

Paula and John love children and would love to have another. But Paula is worried it will compromise their comfortable financial situation.

Jake and Missy always planned to retire at age 66. But they've saved well, their mortgage is paid off, and they are getting tired of working.

MaxiFi calculates how much life insurance is needed to fully protect survivors' living standards. But a household's need for life insurance changes annually as there are fewer years of labor earnings that will be lost through death and fewer years of survivor spending that need to be sustained.

A couple nearing retirement finds that delaying Social Security gives them 22% more to spend every year starting today!

No one wants to splurge today and starve tomorrow or do the opposite. Rather, we want to enjoy a stable living standard through time. Economists call this consumption smoothing -- maintaining your household's living standard through time and across times -- good times and bad times. MaxiFi takes the guess work out of financial planning. It calculates what you should spend annually (your spending targets) to have a stable living standard.

Should Gina Get an Advanced Nursing Degree?

A couple has just retired and wants to determine if converting 401(k) assets to a Roth will raise their living standard.

A young couple considers whether they can afford having the husband stay at home to care for their child.

A husband wants to know the impact of choosing self-employment

Plan for a Lifetime with MaxiFi Planner