July 14, 2024

  • Semi-annual update to default inflation and nominal interest rates.
  • Adjusted the Roth conversion optimization (beta) to respect the profile's setting for whether to withdraw from Roth accounts first or last.
  • Settings for spending less than 100% of non-annuitized assets could cause issues with the Roth conversion optimization (beta). This has been fixed.
  • When applying an optimized Roth conversion (beta) plan to a profile, for accounts with $0 assets, the system would create $0 Roth conversions in years with conversions. This has been fixed so no conversions are created for those accounts.
  • Marginal tax rates were not always being calculated accurately. This has now been corrected.
  • Cleaned up some spacing issues and other minor usability improvements.