MaxiFi Planner is the world's most powerful, accurate and comprehensive personal financial planning software.
For Households
MaxiFi Planner takes the guesswork out of financial planning, allowing you to build a lifetime financial road map using all your financial data.
It shows you lifetime and annual projections of your income and spending so you can see how you can make your money last and maintain a stable living standard through retirement. Learn more about how MaxiFi Planner works
MaxiFi Planner provides a Base Plan and a Maximized Plan so you can see how to use various strategies to safely increase your fixed and discretionary spending. It can find the best Social Security filing strategy to secure the highest benefits, present a tax-efficient retirement account withdrawal strategy and also show you the value of annuitizing assets.
It also helps households at any stage answer life-changing financial decisions: Should I take that new job? Can I afford a house? Should we move to another state?
MaxiFi Planner Premium
Adds powerful advanced features
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Living Standard Monte Carlo®
MaxiFi's Living Standard Monte Carlo® simulations show how different investment strategies and spending behaviors impact your bottom line – your living standard. Learn More -
NEW Roth Conversion Optimizer™
The only tool that optimizes conversions from non-Roth accounts to Roth accounts to find the strategy that minimizes your lifetime taxes so you can spend more in retirement. Learn More -
Life Insurance Contingency Planning
Enter contingency plans – like downsizing your home or retiring later – in case of the untimely death of you or your spouse, so MaxiFi can calculate life insurance coverage amounts with precision. Learn More
Features
| Standard | Premium | PRO | |
|---|---|---|---|
| Comprehensive Lifetime Financial Plan | Yes | Yes | Yes |
| Annual Spending Suggestions | Yes | Yes | Yes |
| Annual Savings Suggestions | Yes | Yes | Yes |
| Life Insurance Coverage Suggestions | Yes | Yes | Yes |
| Covers All Social Security Benefits | Yes | Yes | Yes |
| Incorporates All Social Security Rules and Provisions | Yes | Yes | Yes |
| Up to Date with Tax Cuts and Jobs Act of 2017 Changes | Yes | Yes | Yes |
| Up to Date with SECURE Act of 2020 | Yes | Yes | Yes |
| Handles Roth and Non-Roth Accounts + Roth Conversions | Yes | Yes | Yes |
| Handles Inherited IRAs | Yes | Yes | Yes |
| Handles Non-Retirement Assets | Yes | Yes | Yes |
| Incorporates Federal, State, and FICA Taxes | Yes | Yes | Yes |
| Considers Medicare Part B | Yes | Yes | Yes |
| Handles Pensions | Yes | Yes | Yes |
| Handles 529 Education Savings Plans | Yes | Yes | Yes |
| Handles Vacation Homes and Real Estate | Yes | Yes | Yes |
| Create Annual Budget and Track Spending | Yes | Yes | Yes |
| Unlimited Reports | Yes | Yes | Yes |
| PDF and Excel Export | Yes | Yes | Yes |
| Responsive Customer Support | Yes | Yes | Yes |
| Online software—runs on computers, tablets, and smartphones | Yes | Yes | Yes |
| Maximizes Social Security | Yes | Yes | Yes |
| Optimizes Retirement Account Withdrawal Start Dates | Yes | Yes | Yes |
| Optimizes Withdrawing from Roth Accounts First or Last | Yes | Yes | Yes |
| Roth Conversion Optimizer™ | No | Yes | Yes |
| Living Standard Monte Carlo® | No | Yes | Yes |
| Life Insurance Contingency Planning | No | Yes | Yes |
| Handles Multiple Clients | No | No | Yes |
| Customized Report Cover Page | No | No | Yes |
Getting Started is Easy
- It’s all online—No software to download or install
- Runs on computers, tablets, and smart phones
- Minimal, user-friendly data entry
- Helpful, responsive customer support
- Safe and secure
